Got Insurance?

Having the right insurance on your gear is critical to your business. You won't be robbed by a guy dressed like a Ninja - it'll happen when you least expect it by somebody who just blends in with the crowd.

by Skip Cohen

Just a quick tip to check: BEFORE you hit the road for a convention, workshop or any trip your camera gear is joining you on, including just shooting a local wedding or assignment...Check to make sure you're adequately insured!

Six years ago at WPPI an attendee had all her camera gear disappear from her room.  A year before that a photographer had a couple of lenses "walk" out of his camera bag while he was watching a program.  I've heard story after story of cameras left out at a wedding venue disappearing. 

So, while we simply live in a world that doesn't always work the way it should, we can at least ease the pain and sleep better at night knowing we've got the right insurance. The sad part of the challenge is that so many people think they're adequately insured, only to learn when the chips are down, they weren't covered. 

This is going to apply to almost all of you who are part time photographers and think your homeowners insurance will cover you - check again and you'll probably learn that if you're using your camera gear for business purposes you're probably NOT covered for theft.

Just pick up the phone and call your insurance agency...right now. You're working too hard to risk losing your gear simply because you procrastinated and didn't have the right insurance.

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